Mezzanine Financing – A Worthwhile Financing Option for Property Developers!!

Google says, “Mezzanine financing is basically debt capital that gives the lender the rights to convert to an ownership or equity interest in the company if the loan is not paid back in time and in full. It is generally subordinated to debt provided by senior lenders such as banks and venture capital companies.”

Well… mezzanine finance is a type of subordinated debt after senior debt in terms of ranking on any claim on property assets; and prior to equity, usually secured by a second mortgage.

The mezzanine loan is very much like a second mortgage with a big difference. Instead of being secured by the actual real estate property, mezzanine loans are secured by the stock that the company, which owns the real estate, possess.

A mezzanine loan is generally acquired for a large project such as a large shopping center, shopping mall, an office tower, hotel, industrial park, or apartment complex. Mezzanine loans are hefty mortgages that cover millions of dollars of debt. Besides, mezzanine lenders are often experts in the type of loans they offer.

GCC Business Finance is one such a reliable mezzanine finance lender that understands the financial requirements large projects. We have more than a decade of experience in mezzanine financing. Our financial curriculum is tailor-made according to the needs and requirements of our clients.

Of course, we gain significant benefits from Mezzanine Finance –

Investment is secured by property

Fixed term investment

Only those projects which are all set for immediate construction are eligible

We properly scrutinize the property developers’ capacity, capability and track financial record

We verify the projects properly

Our main objective is to provide appropriate and responsive solutions to our borrowers’ financing needs. We don’t waste our client’s precious time. Get in touch with us today!!

Resources: http://www.globalcapital.com.au/development-finance/mezzanine-finance-preferred-equity/

Short term loans: Fast and efficient funding

Short-term loans are often the best and easiest solution. When you are in need of immediate funds, applying through the conventional financial institutions is not possible. It may take days or even weeks to get your funds approved. This can lead to many lost opportunities, deals and future income. This is the reason why many businesses in need of ready cash look for short-term loans that provide approval and delivery quickly. This way they need not worry about expensive delays.

Why a short term loan

Businesses and individuals have several reasons for needing immediate funding. Personal expenses, expenses for property purchase and for developing the business are some common reasons for availing the short span loans. The fluctuation in capital flow in business can result in situations where you may need an immediate cash flow. Immediate cash may also be required, if you want to expand your business or buy additional stock for future. Irrespective of the reason, a short-term loan definitely reduces the stress you experience, when you cannot get hold of the needed cash.

Taking care of your finances expediently

With a short-term loan, you do not need to have a credit check for the loan approval. Any surprise or emergency personal expenses can be paid easily.  You get hold of the finance needed for your business expansion and working capital. Expanding your business into new and wider markets is hence easier.

Global Capital, Australia has specifically customized short-term loans. When you need emergency funding, the procedural delays and complexities of the conventional loan application process, results in loss of income, deposit. The short terms loans range from one month to 12 months. For a fast turnaround and best competitive rates, visit https://www.globalcapital.com.au/property-finance/short-term-loans/. Whether it is for personal use or business, our team will help you with the loan application even in case of poor credit rating. Contact us now!

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SMSF Loans: Your Option for Property Acquisition

SMSF Loan or Self Managed Superannuation Funds Loan is actually the type of loan that is for a long period of time and is designed to offer income only after the retirement. The loan is basically intended to assist an individual in the acquisition of a property. As the lender approves the SMSF loan, he or she also agrees to purchase the asset in behalf of the borrower. In return, the borrower also agrees to allow the lender to hold the acquired property until the loan is settled and the payment is finalized. The property or asset will serve as the collateral for the said loan.

This SMSF loans offer solutions to potential borrowers. But just like all the other types of loans and financial solutions, the SMSF loans also have some restrictions that every borrower should be aware of. If you have plans of availing the SMSF loans, make sure you know what the lenders want before you engage yourself in this loan.

There are several banks, financial institutions, and private lending corporations that offer this kind of loans to SMSF members. One private financial institution is the GCC or the Global Capital Commercial, the leading financial institution in Australia that offers different business and financial solutions. Whether you are a small or medium type of company, or you are an individual looking for ways to acquire property through the SMSF loans, the GCC is here to extend assistance to you.

Residential properties are now made available even for common employees who are SMSF members. With the home loans being available, you have a wide range of options for your loans. But because of the certain restrictions, and because there are things you need to consider, it is best if you will take legal, professional, and financial advice from the experts in finances and in managing loans. Investing on this type of loan will give you benefits, especially if you are planning of acquiring a property for a long term investment. But if you tend to miscalculate the loan, or if you fail to manage its scope, this loan may give you additional problem. Your funds are part of your future financial stability, and by carefully considering your SMSF, you will be able to maximize its benefits and avoid future problems in terms of finances.

Residential Home Loans: The Approval for Your First Home

People who are considering owning a residential property may look for lenders that will provide the residential loans at an affordable rate. This is what every home owner would want to avail. Owning a home can be very challenging and tedious if you do not know where to start and how to do it. But if you are guided, and you have the assistance of the expert, you can start owning a home now at your young age.

A residential loan is purposely designed for individuals who want to purchase a piece of residential land, a house and lot, or build a new house. As there are banks and financial institutions, plus the government financing, you will also find a lot of private and commercial companies offering home loans at a rate. There is a wide range of competitive home loans being offered, and you might find one that will suit your needs. From jumbo loans to complex loan structures, the variable rate of interest or the fixed rate is one of the things to consider. Knowing which one will work best for you and your capability in terms of payment, you will have the assurance that your dream home is just at the tip of your finger.

The Global Capital Commercial has a large network of private lenders and private non-bank lenders. Although each residential loan is different from the other loans, and there is a set of requirements being required, the GCC is always accessible and approachable if you need assistance. Some lenders, especially banks, may have restrictions and specific rules when it comes to approving home loans. Some of them would reject the application if the credit history is not good, or if there is an unpaid balance and default in payments. If these banks turn you down, the GCC can give you the solutions to your home loans at the highest rate of approval despite the credit history.

Whether you are a first home loan applicant, or you have plans of refinancing or renovating your existing house, you will find that there is a residential home loan that will fit your needs. All you have to do is to entrust this matter to the GCC and you will get the assistance you need to get the loan you want for your homes. Before you make your decision, seek the expertise of the GCC and you will understand how you can maximize your home loan.